Welcome to Prosper

Prosper offers zero cost personal pensions, ISAs, GIAs and market beating cash savings accounts in an app. Our goal is to make investing accessible and affordable for everyone, regardless of their experience or preferences.

At Prosper, we offer a variety of investment accounts to suit your needs:

We make it simple to combine your old pensions and take control of your retirement. Our pension tracing service will find your old pensions for free so you can bring them all into one place. Get a 20% government top-up on investments of up to £60,000 each year.
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We currently don't offer annuity or support drawdowns at Prosper, or individuals that have already made withdrawals from a pension, but we're working on it

Invest up to £20,000 per year with no capital gains or income tax on your investments. We'll also help you transfer your old ISA for free.

With no limit on how much you can invest, a GIA could be useful after you’ve reached your tax-efficient allowances.

Please note that capital gains tax and dividend tax are payable on gains made in this account.

In addition to our investment accounts, we also offer a range of cash savings accounts through our cash platform partners, Bondsmith and Akoni. These accounts are available both in our app and on our website, and are provided by well-known banks. To learn more about our cash savings accounts, check out our FAQ section on the cash savings page here.

At Prosper, we believe that everyone should have access to high-quality investment products at low costs. That's why we offer zero or low costs on a wide selection of investment products from established and well-known asset managers. Our partners include Vanguard, the low-cost leader in ETFs, and Blackrock, the world's largest asset manager. With Prosper, you can trust that your investments are in good hands.

Our board, advisory, and senior management team is made up of highly experienced individuals with a proven track record in the financial services industry. Our team has built some significant firms, including Embark (now part of Lloyds Bank), Tandem Bank, Peel Hunt, Capital One, and Worldfirst (now part of Ant Group). With their expertise and guidance, we are confident in our ability to provide the best possible service to our members.

Ready to start investing with Prosper? Download the app today and join the thousands of members who are already on their way to financial prosperity. We can't wait to help you achieve your investment goals.